PayPal Canada Fee Calculator

Estimate PayPal commercial fees in Canadian dollars—standard 2.90% + CA$0.30, cross-border sender surcharges, and optional currency conversion from PayPal’s Canada merchant fees page.

2.90% + CA$0.30 (standard commercial)

Rates checked October 8, 2026. Source: PayPal Canada merchant fees. PayPal fee page last updated 15 July 2026. Estimates only—not tax, legal, or PayPal pricing advice.

US calculator: PayPal US fees. UK (GBP): PayPal UK fees.

How the fee is calculated

Forward: fee = round(charge × percent + fixed fee). Net = charge − fee. International senders add PayPal’s published surcharge—or use the all-in international percent where PayPal publishes a flat cross-border rate.

Currency conversion: optional spread from PayPal’s currency conversion tables when the payment needs conversion.

Your numbers

Sender region

Payment needs PayPal currency conversion

Charge amount (CAD)

CA$

Results

Enter an amount to see fees and net payout

Uses the same published rate as this page — no signup.

FAQ

What PayPal rate does this Canada calculator use?: Default commercial rate: 2.90% + CA$0.30 (standard commercial). Sender-region surcharges match PayPal’s international commercial tables on PayPal Canada merchant fees. The fixed fee uses PayPal’s published amount for CAD on the business fees page.
How is currency conversion handled?: Turn on currency conversion to add PayPal’s published minimum spreads (Converting payments in another currency; Other currency conversions). Conversion is applied on top of processing fees when the payment currency differs from your balance currency.
Is this for business or personal payments?: This page models published commercial transaction rates for sellers receiving payments. Friends & Family and other personal payment flows are not included.
When were rates last verified?: Last verified: October 8, 2026. PayPal’s fee page shows “Last Updated: 15 July 2026”.

Worked example (CA$100.00 charge, domestic sender)

Fee CA$3.20 · Net CA$96.80 · Effective 3.20%

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PayPal Canada Fee Calculator

Estimate PayPal commercial fees in Canadian dollars—standard 2.90% + CA$0.30, cross-border sender surcharges, and optional currency conversion from PayPal’s Canada merchant fees page.

2.90% + CA$0.30 (standard commercial)

Rates checked October 8, 2026. Source: PayPal Canada merchant fees. PayPal fee page last updated 15 July 2026. Estimates only—not tax, legal, or PayPal pricing advice.

How the fee is calculated

Currency conversion: optional spread from PayPal’s currency conversion tables when the payment needs conversion.

FAQ

What PayPal rate does this Canada calculator use?

Default commercial rate: 2.90% + CA$0.30 (standard commercial). Sender-region surcharges match PayPal’s international commercial tables on PayPal Canada merchant fees. The fixed fee uses PayPal’s published amount for CAD on the business fees page.

How is currency conversion handled?

Turn on currency conversion to add PayPal’s published minimum spreads (Converting payments in another currency; Other currency conversions). Conversion is applied on top of processing fees when the payment currency differs from your balance currency.

Is this for business or personal payments?

This page models published commercial transaction rates for sellers receiving payments. Friends & Family and other personal payment flows are not included.

When were rates last verified?

Last verified: October 8, 2026. PayPal’s fee page shows “Last Updated: 15 July 2026”.