PayPal Australia Fee Calculator

See what you keep in Australian dollars after PayPal’s standard 2.90% + A$0.30 commercial rate, optional +1% international sender fee, and currency conversion.

2.90% + A$0.30 (standard commercial)

Rates checked October 8, 2026. Source: PayPal Australia merchant fees. PayPal fee page last updated 23 July 2026. Estimates only—not tax, legal, or PayPal pricing advice.

US calculator: PayPal US fees. UK (GBP): PayPal UK fees.

How the fee is calculated

Forward: fee = round(charge × percent + fixed fee). Net = charge − fee. International senders add PayPal’s published surcharge—or use the all-in international percent where PayPal publishes a flat cross-border rate.

Currency conversion: optional spread from PayPal’s currency conversion tables when the payment needs conversion.

Your numbers

Sender region

Payment needs PayPal currency conversion

Charge amount (AUD)

Results

Enter an amount to see fees and net payout

Uses the same published rate as this page — no signup.

FAQ

What PayPal rate does this Australia calculator use?: Default commercial rate: 2.90% + A$0.30 (standard commercial). Sender-region surcharges match PayPal’s international commercial tables on PayPal Australia merchant fees. The fixed fee uses PayPal’s published amount for AUD on the business fees page.
How is currency conversion handled?: Turn on currency conversion to add PayPal’s published spreads (Currency conversion on money you receive). Conversion is applied on top of processing fees when the payment currency differs from your balance currency.
Is this for business or personal payments?: This page models published commercial transaction rates for sellers receiving payments. Friends & Family and other personal payment flows are not included.
When were rates last verified?: Last verified: October 8, 2026. PayPal’s fee page shows “Last Updated: 23 July 2026”.

Worked example (A$100.00 charge, domestic sender)

Fee A$3.20 · Net A$96.80 · Effective 3.20%

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PayPal Australia Fee Calculator

See what you keep in Australian dollars after PayPal’s standard 2.90% + A$0.30 commercial rate, optional +1% international sender fee, and currency conversion.

2.90% + A$0.30 (standard commercial)

Rates checked October 8, 2026. Source: PayPal Australia merchant fees. PayPal fee page last updated 23 July 2026. Estimates only—not tax, legal, or PayPal pricing advice.

How the fee is calculated

Currency conversion: optional spread from PayPal’s currency conversion tables when the payment needs conversion.

FAQ

What PayPal rate does this Australia calculator use?

Default commercial rate: 2.90% + A$0.30 (standard commercial). Sender-region surcharges match PayPal’s international commercial tables on PayPal Australia merchant fees. The fixed fee uses PayPal’s published amount for AUD on the business fees page.

How is currency conversion handled?

Turn on currency conversion to add PayPal’s published spreads (Currency conversion on money you receive). Conversion is applied on top of processing fees when the payment currency differs from your balance currency.

Is this for business or personal payments?

This page models published commercial transaction rates for sellers receiving payments. Friends & Family and other personal payment flows are not included.

When were rates last verified?

Last verified: October 8, 2026. PayPal’s fee page shows “Last Updated: 23 July 2026”.