What about debit cards?

Visa and Mastercard U.S. rules prohibit surcharges on debit and prepaid cards, including when run as credit.

Is this legal advice?

No—this page summarizes public sources for education. Confirm current law with qualified counsel and your payment processor.

West Virginia credit card surcharge law

Uncertain — West Virginia’s surcharge status could not be fully confirmed from primary sources.

Rule: We could not confirm a current West Virginia statute expressly authorizing or banning credit-card surcharges from primary sources in this review.

Disclosure: Follow Visa/Mastercard U.S. rules if you surcharge.

What this means for a $100 sale: On a $100 credit-card sale at a typical 2.9% + $0.30 rate, network rules alone would cap a surcharge at about $3.00 (customer pays about $103.00); state rules here are unconfirmed.

Open the surcharge calculator with West Virginia preselected

Sources

Visa U.S. merchant surcharging Q&A
Mastercard merchant surcharge rules

Last reviewed: October 7, 2026

This page is for general information only and is not legal advice. Rules change—verify with primary sources and professional counsel before surcharging.