What about debit cards?

Visa and Mastercard U.S. rules prohibit surcharges on debit and prepaid cards, including when run as credit.

Is this legal advice?

No—this page summarizes public sources for education. Confirm current law with qualified counsel and your payment processor.

Kansas credit card surcharge law

Yes — Kansas allows credit surcharges with required notice (no state percent cap beyond network rules).

Rule: K.S.A. 16a-2-403 (amended, effective 1 Jan 2025) allows credit-card surcharges with required consumer notice; no separate state percent cap beyond network limits.

Disclosure: Give notice of the surcharge before the customer pays by credit card.

What this means for a $100 sale: On a $100 credit-card sale at a typical 2.9% + $0.30 rate, a compliant surcharge might be about $3.00 (customer pays about $103.00).

Open the surcharge calculator with Kansas preselected

Sources

K.S.A. 16a-2-403
Visa U.S. merchant surcharging Q&A
Mastercard merchant surcharge rules

Last reviewed: October 7, 2026 · January 1, 2025

This page is for general information only and is not legal advice. Rules change—verify with primary sources and professional counsel before surcharging.