Utah credit card surcharge law

Yes — Utah allows credit surcharges with clear advance disclosure and cost limits per DCP guidance.

Rule: Utah's Division of Consumer Protection publishes guidance on surcharges and fees: fees must be disclosed clearly before purchase, and a fee labeled as a credit card processing fee must not exceed actual processing costs.

Disclosure: Utah's Division of Consumer Protection says fees must be disclosed clearly before purchase (a receipt line alone is not enough), and a fee called a 'credit card processing fee' must not exceed actual processing costs.

What this means for a $100 sale: On a $100 credit-card sale at a typical 2.9% + $0.30 rate, a compliant surcharge might be about $3.00 (customer pays about $103.00).

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This page is for general information only and is not legal advice. Rules change—verify with primary sources and professional counsel before surcharging.