Louisiana credit card surcharge law
Yes — no Louisiana statute bans or caps credit-card surcharges; retail debit surcharges are banned from August 1, 2026.
Rule: Louisiana does not impose a general statewide credit-card surcharge cap we could identify. Act 751 (SB 254, 2026) prohibits retail businesses from imposing debit-card surcharges effective August 1, 2026 (R.S. 51:3081–3082).
Disclosure: Disclose credit-card surcharges before payment and follow card-network rules.
Debit: Louisiana bans retail debit-card surcharges effective August 1, 2026 (Act 751 / R.S. 51:3081).
What this means for a $100 sale: On a $100 credit-card sale at a typical 2.9% + $0.30 rate, a compliant surcharge might be about $3.00 (customer pays about $103.00).
Open the surcharge calculator with Louisiana preselected
Sources
- Louisiana Act 751 (SB 254) — debit surcharge ban
- Louisiana SB 254 (2026 RS) bill information
- Visa U.S. merchant surcharging Q&A
- Mastercard merchant surcharge rules
Last reviewed: October 7, 2026 · Debit surcharge ban: August 1, 2026
This page is for general information only and is not legal advice. Rules change—verify with primary sources and professional counsel before surcharging.